Curious about whether your insurance plan extends to cover the expenses of auto body and Paintless Dent Repair (PDR)? It hinges on the intricate details of your insurance policy and the root cause of the dent.
Comprehensive auto insurance typically steps up to cover damages not resulting from collisions with other vehicles. This can encompass incidents like hail damage, vandalism, theft, encounters with deer, and even damage from falling objects. So, if your vehicle bears a dent caused by any of these covered mishaps, odds are your insurance policy will foot the bill for auto body and PDR.
However, if your dent resulted from a collision with another vehicle, you’d need collision coverage in your policy to cover the repair expenses. Collision coverage, although optional, comes to the rescue for damages stemming from collisions with vehicles or objects, irrespective of fault.
Remember, insurance policies vary, and it’s wise to review your policy details or consult your insurance agent to grasp precisely what falls under your coverage and what doesn’t. Stay informed to ensure you’re adequately protected on the road, especially when it comes to auto body and Paintless Dent Repair (PDR) costs.